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Financial literacy for kids

BIG FINANCIAL CONCEPTS. LITTLE EXPLORERS.

Money lessons, games and a book series for kids ages 4+. Learn how money really works — one adventure at a time. Start with a free sample lesson and free Level 1 games.

🚀 Start exploring — freeGet All-Access · $99

Free sample lesson & Level 1 games · Ages 4+ · No ads · Pretend money only

  • 0 planets
  • 0 age levels
  • 0 games
  • 0 books
Money WorldBanking GalaxyContract ConstellationProperty PlanetStock Market StationFutures FrontierFederal Reserve StationEntrepreneurship EarthCrypto CometLegacy Lagoon
Professor Ledger, the Wealthonauts banking and contracts robotNova, the Wealthonauts investing explorerCaptain Coin, the Wealthonauts mission leaderGoldie, the Wealthonauts money history companion

What you get with Wealthonauts

Start free with a sample lesson, Level 1 of every game and a family account. Unlock every lesson with All-Access courses and the book series.

The problem

Kids see money every day — tap-to-pay, apps, price tags, the family mortgage — but most of it is invisible to them. And it is hard for grown-ups to know where to start, or what is right for a 6-year-old versus a 14-year-old.

What Wealthonauts does

Wealthonauts teaches how money really works in short, age-right lessons, lets kids practice money decisions in games with pretend money, and adds structured courses and a book series you can read together.

Free preview · All-Access

Money lessons

Every topic explained three ways — for ages 4+, 8+ and 13+ — with an everyday example, an activity and a quiz. Ten planets, from what money is to credit and trusts.

Browse lessons →
Level 1 free

Money games

Pretend-money games where kids make real decisions — split a paycheck, run a lemonade stand, buy a home. Level 1 of every game is free.

Play a game →
Free

Family account

One grown-up login that saves each child’s lessons, quiz scores, badges and games on every device, and shows you what they finished.

Create a family account →
$99 once

All-Access courses

All three Wealthonauts courses — Junior, Explorer and Advanced — with every lesson, graded quizzes and progress tracking, plus Levels 2–5 of every game and every new course we add.

See All-Access →
eBooks available now

The book series

The Wealthonauts Adventures: twelve illustrated books to read together, in paperback or as an eBook you read online. Paperback from $12.99, eBook from $6.99.

See the books →

Start free. A sample lesson, a preview of every lesson, Level 1 of every game and the family account cost nothing. All-Access ($99, one time) unlocks every full lesson, every course and every game level. No ads, and no accounts or personal details from children.

Read it. Learn it. Play it.

Get the book, take the course, or do both.

  1. Step 1

    Read it

    A Wealthonauts book turns the idea into a story you read together — in paperback or as an eBook read online, at bedtime or in class.

  2. Step 2

    Learn it

    The matching lesson explains the real concept at your child’s reading level, then checks it with a short quiz.

  3. Step 3

    Play it

    The game lets kids try the decision themselves with pretend money. Mistakes cost nothing, and they see the result right away.

Why books and games?

Reading and playing do different jobs. A story makes an idea memorable and gives you something to read and talk about together. A game lets kids practice the decision — spend or save, raise the price or lower it — and see what happens. Every book points to its matching lesson and game, so a child can go from the story straight to practice.

Example: The Stock Market Adventure (book) → What Is a Share of Stock? (lesson) → Stock Market Game (game)

Wealthonauts makes financial literacy for kids feel like a space adventure. Children become young explorers who travel across a universe of planets, where each world teaches a real money topic: what money is, how banks work, what a promissory note is, how families buy homes, how the stock market works and how to start a business. Every lesson comes in three reading levels, so a 5-year-old and a 15-year-old can explore the same idea at the right depth.

Captain Coin, guide to financial literacy for kids

Why financial literacy for kids starts early

Children see money every day, yet few lessons explain how it actually works. As a result, many kids grow up confused about credit, loans and investing. Starting early helps, because small habits become big ones. That is why Wealthonauts pairs short lessons with games, books and a free family dashboard.

Wealthonauts money games in 55 seconds — real gameplay, pretend money.

Meet the Wealthonauts

Four original characters guide every mission. Each one is a specialist, so kids always learn from the right expert.

Captain Coin, the Wealthonauts mission leader

Captain Coin

Mission leader and mascot

The curious young astronaut who leads every Wealthonauts mission and never stops asking how money really works.

Professor Ledger, the Wealthonauts banking and contracts robot

Professor Ledger

Banking, credit and contracts specialist

A kind, clever robot who explains banking, loans, interest, credit, contracts and financial records.

Nova, the Wealthonauts investing explorer

Nova

Investing, markets and entrepreneurship specialist

A confident young astronaut who explains stocks, bonds, exchanges, futures, risk and business ownership.

Goldie, the Wealthonauts money history companion

Goldie

Money and monetary history specialist

A lovable gold space companion who explains money history, gold, silver, currency, inflation and purchasing power.

Shop by your child’s age

Pick an age to see the course, books, games and lessons made for that age.

Choose an age above to see the course, books and games made for that age.

Featured learning missions

Short paths that combine lessons and games. Finish every step for bonus XP.

Mission · Ages 8+

Mission 1: Launch Into Money

Learn what money is, travel through money history and build your first budget.

3 steps · +50 bonus XP

Mission · Ages 13+

Mission 3: Market Navigator

For teens: shares, a stock simulator, the futures risk lesson and the futures simulator.

4 steps · +100 bonus XP

Interactive money games kids actually want to play

Real decisions. Pretend money. Eight games, five levels each — and Level 1 of every game is free.

🎮 The Money Arcade

Build a Budget — money game for kidsLevel 1 free

Make the money last

Build a Budget

🎯 Budgeting, needs vs. wants

5 levelsAges 8+
Play now
Bank Explorer — money game for kidsLevel 1 free

Watch your savings snowball

Bank Explorer

🎯 Saving and compound interest

5 levelsAges 6+
Play now
Own a Business — money game for kidsLevel 1 free

Run the hottest stand in space

Own a Business

🎯 Profit = sales − costs

5 levelsAges 7+
Play now
Stock Market Simulator — money game for kidsLevel 1 free

Trade your way through the news

Stock Market Simulator

🎯 Shares, risk and diversification

5 levelsAges 10+
Play now
Futures Frontier Simulator — money game for kidsLevel 1 free

Beat the price swings

Futures Frontier Simulator

🎯 Hedging, leverage and margin (teens)

5 levelsAges 13+
Play now
Mortgage Mission — money game for kidsLevel 1 free

Unlock your dream home

Mortgage Mission

🎯 Loans, interest and home equity

5 levelsAges 10+
Play now
Credit Quest — money game for kidsLevel 1 free

Build an 800+ credit score

Credit Quest

🎯 Credit scores and smart borrowing

5 levelsAges 12+
Play now
Trust Builder — money game for kidsLevel 1 free

Protect the family treasure

Trust Builder

🎯 Trusts and planning ahead

5 levelsAges 10+
Play now

🕹️ Play Level 1 freeUnlock all 40 levels

Featured children’s books

The Wealthonauts Adventures: twelve illustrated books, from first coins to futures — every title available now as an eBook you read online.

Cover of Wealthonauts Book 2: The Promise to Pay

Book 02 · Ages 6+

The Promise to Pay

Professor Ledger explains loans, interest and promissory notes

eBook available now

Cover of Wealthonauts Book 3: Who Owns the House?

Book 03 · Ages 8+

Who Owns the House?

Deeds, mortgages, deeds of trust and equity made simple

eBook available now

See all Wealthonauts books

How Wealthonauts works

  1. Pick a planet

    Choose a money topic, from Money World to Entrepreneurship Earth.

  2. Choose an age level

    Each lesson is written for ages 4+, 8+ and 13+.

  3. Learn, play and quiz

    Read the illustrated explanation, try the activity, then take a short quiz.

  4. Earn XP and badges

    Rise from Cadet to Master Wealthonaut. XP is for learning only, never for prizes.

Resources for parents and educators

For parents

Conversation starters, safe settings, a free family account with nickname-only learner profiles, and books for home.

Parent and educator resources

For teachers and schools

Lessons at three levels, printable worksheets and accurate source notes on complex topics. Ask our Mission Guide about classroom use.

Browse the Wealthonauts Academy

Go further with All-Access

Every course, every game level and every new course — one payment.

Wealthonauts All-Access

$99one time · every course, forever
  • All three courses: Junior (4+), Explorer (8+) and Advanced (13+)
  • Every new lesson we add — no extra cost
  • Graded quizzes: pass each one to complete the lesson
  • Progress for every lesson in your course dashboard
  • One payment, no subscription

A sample lesson, lesson previews and Level 1 of every game stay free. Purchases are made by a parent, guardian or teacher (18+). Try the first lesson of any course for free.

Questions parents ask

What it costs, what a family account does, and why books and games.

What is Wealthonauts?

Wealthonauts is a financial-literacy program for kids ages 4+. It has money lessons at three reading levels, pretend-money games for practice, structured courses with graded quizzes, and a matching twelve-book series (eBooks available now) for reading together.

Is my child too old for a book or lesson marked 4+ or 8+?

No. The ages are starting points, not limits: 4+ means a 4-year-old can follow it, not that it is only for young kids. Many 10–17 year olds — and adults — have never been taught how money, banks or credit work. If the topic is new, start there. Anyone can learn this.

What does it cost?

A full sample lesson, a preview of every lesson, printable worksheets, Level 1 of every game and the family account are free. Wealthonauts All-Access is a one-time $99 that unlocks every full lesson, every course (including new ones) with progress tracking, and Levels 2–5 of every game. Books are sold separately as eBooks read online (paperbacks coming). There are no ads.

What is free, and what does All-Access unlock?

Free: a preview of every lesson (the big idea and learning goals), one full sample lesson, printable worksheets, Level 1 of every game and a family account. All-Access unlocks every full lesson at all three reading levels with its activity and quiz, every guided course, game Levels 2–5 and every course we add later.

What is All-Access?

One payment by a parent, guardian or teacher that unlocks every Wealthonauts course: the Junior, Explorer and Advanced courses with every lesson we add later — plus all game levels. The first lesson of every course is a free preview.

Can a lesson be marked complete without passing?

No. Each lesson ends with a quiz, and the lesson can only be completed after passing it — about two out of every three answers right. Answers are checked on our server, not in the browser.

What is a family account?

A free login for a parent, guardian or teacher. You add up to eight kids by nickname and age level only. Each child’s lessons, quiz scores, XP, badges and game progress are saved and follow them to any device, and you can see what each child has finished. If you buy books, your orders show there too.

Does each kid get their own account?

Yes — each kid gets their own learner profile, made by you, for them. A parent or teacher creates a free family account and confirms their email, then adds each child by nickname and age level (up to eight). Every kid has their own XP, badges, quiz scores and game stars on any device. Kids never need their own email, and only grown-ups can add, rename or remove a learner. (Reading lessons needs no account at all.)

Do I need the book to take the lessons?

No. Every lesson works on its own. Each book matches lessons in the Wealthonauts courses, so you can read the story together and then take the matching lessons.

Why games and books?

Books make an idea memorable and give families a story to read together, in paperback or as an eBook read online. Games let kids practice the decision and see the result. Lessons sit in between and explain the real concept. Each book matches a planet’s lessons and games.

What do the games teach?

Budgeting, saving and interest, running a small business, how stocks work, how a home loan works and, for teens, how futures and leverage work. Every game uses pretend money and fictional companies.

Is it safe for kids?

Yes. Accounts are created by adults only, children are added by nickname, and we never ask for a child’s email, birthday, photo or school. There are no ads, chats between users or public profiles.

When are the books available?

All twelve books are available now as eBooks you read online, one at a time or as the complete digital set. Open them right after checkout from your order confirmation or My account → My books, on any device signed in to your account. Paperbacks are coming; every book page has a “notify me” button, and we email you once when the paperback launches.

Get new lessons and book news

One short email when new lessons, games and books launch. For parents, guardians and teachers (18+).

Latest from Wealthonauts News

Parent guides and news on teaching kids about money — updated automatically.

See all articles →