How to Teach Kids About Money

Wealthonauts helps parents teach kids about money with short lessons, games and books that grow with each child. This page explains how the platform works, how we protect children’s privacy, and how to make money conversations part of everyday family life.

Start free. A sample lesson, a preview of every lesson, Level 1 of every game and the family account cost nothing. All-Access ($99, one time) unlocks every full lesson, every course and every game level. No ads, and no accounts or personal details from children.

How to teach kids about money with Wealthonauts

1. Start with a planet. Money World is the best first stop for most families.
2. Pick the right level. Junior (4+), Explorer (8+) or Advanced (13+). You can switch anytime.
3. Do one mission together. Each lesson takes about 10 to 15 minutes.
4. Play a game. Games use pretend money, so mistakes are free lessons.
5. Talk about it. Ask, “What would you do?” and connect the idea to real life.

Family accounts and progress

Every kid gets their own learner profile — made by you, for them. A parent or guardian creates a free family account, confirms their email, then adds each child by nickname and age level. Each child gets their own XP, badges, quiz scores and game stars, saved on every device. We never ask for a child’s email, birthday, photo or school, and there are no public profiles, leaderboards or messaging.

Privacy and safety for kids

• No advertising and no behavioral profiling of children.
• No public child profiles, chat or messaging between users.
• Simulators use fictional money only and never connect to real accounts.
• Purchases happen only in grown-up checkout, with an 18+ confirmation.
• Our first-party site statistics are cookie-free and store no IP addresses.

Read our full privacy policy. The U.S. Federal Trade Commission explains children’s online privacy rules in its COPPA guidance.

Our accuracy promise

Financial topics are easy to oversimplify. Therefore, Wealthonauts lessons separate ideas that often get confused, such as money and credit, currency and bank deposits, or a promissory note and a deed of trust. Complex lessons include editorial source notes, and topics that vary by state say so. We do not present disputed monetary theories as established facts.

Conversation starters by age

• Ages 4+: “If you had three coins, would you spend, save or share them?”
• Ages 8+: “Why do you think a bank pays interest on savings?”
• Ages 13+: “What is the difference between investing and speculating?”

Have a question about using Wealthonauts at home or in a classroom? Use the Mission Guide chat on this page, or browse Wealthonauts books for family reading.