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Wealthonauts Academy

Financial Literacy Lessons for Kids

Every money topic at three reading levels, with activities, quizzes and XP. Preview any lesson free — unlock them all with All-Access.

Professor Ledger, the Wealthonauts banking and contracts robot

The Wealthonauts Academy is a library of financial literacy lessons for kids ages 4 and up. Every lesson page shows a free preview, and the full lessons are part of All-Access. Every lesson is written three ways — for Junior, Explorer and Advanced Wealthonauts — so the same topic can grow with your child. Lessons include learning objectives, an illustrated explanation, an everyday example, an activity, a quiz, a summary and, often, a printable worksheet.

Each age is a starting point, not a limit. A book or lesson marked 8+ is written so an 8-year-old can follow it — and plenty of teens and adults are meeting these ideas for the first time, too. If a topic is new to you, start wherever it makes sense. Anyone can learn this.

Professor Ledger teaches financial literacy lessons for kids

What is free and what All-Access unlocks

Try it free, then unlock every lesson, course and game level.

Free

🚀 Try it free

See how Wealthonauts works before you buy.

  • A preview of every lesson: the big idea and learning goals
  • One full sample lesson, with its quiz
  • Level 1 of all 8 money games
  • Printable worksheets
  • A family account with Mission Control, XP and badges
Preview the lessons

All-Access · $99 one time

🧭 All-Access

Everything unlocked, for every kid in your family.

  • Everything free, plus:
  • Every full lesson at all three reading levels — explanation, example, activity, quiz and summary
  • Guided courses — lessons in the right order for your child’s age, with progress tracking
  • Game Levels 2–5 — 32 more levels with harder goals and surprises
  • Every new course we add, included
See All-Access

Free lets you look around. All-Access is the full program: every lesson, every guided course and every game level, for one payment.

Shop by your child’s age

Pick an age: the course, books, games and every lesson below switch to that age.

Choose an age above to see the course, books and games made for that age.

Financial literacy lessons for kids, by planet

Filter by age to see the lessons written for your explorer.

Showing every lesson. Pick an age to see each lesson written for that age.

Money World

What Is Money?

Why people invented money, the three jobs money does, and how barter turned into coins, paper and digital money.

Free sampleJunior 4+Explorer 8+Advanced 13+12 min

Gold, Silver and Paper Money

How gold and silver became money, how paper money and Federal Reserve notes developed, and why the dollar is not backed by gold today.

🔒 All-AccessJunior 4+Explorer 8+Advanced 13+14 min

Banking Galaxy

What Is Credit?

Personal and business credit explained: borrowing, interest, credit reports, credit scores and how to build good credit.

🔒 All-AccessJunior 4+Explorer 8+Advanced 13+15 min

Contract Constellation

What Is a Promissory Note?

A promissory note is a written promise to repay money. Discover its parts — principal, interest, maturity and signature — at three age levels.

🔒 All-AccessJunior 4+Explorer 8+Advanced 13+15 min

Property Planet

Mortgage vs. Deed of Trust

The note is the promise; the mortgage or deed of trust is the security. Explore the parties, liens, equity and how foreclosure rules differ by state.

🔒 All-AccessExplorer 8+Advanced 13+15 min

Stock Market Station

What Is a Share of Stock?

A share is a small piece of a company. Meet shareholders, stock exchanges, dividends, risk and diversification.

🔒 All-AccessJunior 4+Explorer 8+Advanced 13+12 min

Futures Frontier

Futures, Margin and Leverage

The required risk lesson before the Futures Frontier simulator: futures contracts, hedging, speculation, margin, leverage and margin calls.

🔒 All-AccessExplorer 8+Advanced 13+18 min

Federal Reserve Station

Central banking and monetary policy: new lessons coming soon. Visit Federal Reserve Station.

Entrepreneurship Earth

How to Start a Business

From idea to first sale: customers, a simple plan, costs and pricing, permits, a business bank account and tracking profit.

🔒 All-AccessJunior 4+Explorer 8+Advanced 13+15 min

What Is an LLC?

Limited liability companies explained: members, operating agreements, liability protection and how LLCs are taxed.

🔒 All-AccessExplorer 8+Advanced 13+12 min

Crypto Comet

What Is Cryptocurrency?

Digital money on a blockchain: how it works, why prices swing, what stablecoins are and how to spot crypto scams.

🔒 All-AccessJunior 4+Explorer 8+Advanced 13+15 min

Legacy Lagoon

What Is a Trust?

Grantors, trustees and beneficiaries: how trusts and wills help families plan ahead, and why trust law varies by state.

🔒 All-AccessJunior 4+Explorer 8+Advanced 13+14 min

Want a guided path? All-Access courses

The same lessons, put in step-by-step order for each age, with progress tracking. Included in All-Access.

Goldie, the Wealthonauts money history companion

Tutor course · Ages 4+

Wealthonauts Junior Course (Ages 4+)

Every Wealthonauts lesson at the Junior Wealthonauts level (Ages 4+), organized by planet, with graded quizzes. Included in All-Access.

Captain Coin, the Wealthonauts mission leader

Tutor course · Ages 8+

Wealthonauts Explorer Course (Ages 8+)

Every Wealthonauts lesson at the Explorer Wealthonauts level (Ages 8+), organized by planet, with graded quizzes. Included in All-Access.

Nova, the Wealthonauts investing explorer

Tutor course · Ages 13+

Wealthonauts Advanced Course (Ages 13+)

Every Wealthonauts lesson at the Advanced Wealthonauts level (Ages 13+), organized by planet, with graded quizzes. Included in All-Access.

Unlock every course

One payment. Every course, every game level, and every new course we add.

Wealthonauts All-Access

$99one time · every course, forever
  • All three courses: Junior (4+), Explorer (8+) and Advanced (13+)
  • Every new lesson we add — no extra cost
  • Graded quizzes: pass each one to complete the lesson
  • Progress for every lesson in your course dashboard
  • One payment, no subscription

A sample lesson, lesson previews and Level 1 of every game stay free. Purchases are made by a parent, guardian or teacher (18+). Try the first lesson of any course for free.

Learning missions

Missions combine lessons and games into short, guided paths.

Mission · Ages 8+

Mission 1: Launch Into Money

Learn what money is, travel through money history and build your first budget.

3 steps · +50 bonus XP

Mission · Ages 13+

Mission 3: Market Navigator

For teens: shares, a stock simulator, the futures risk lesson and the futures simulator.

4 steps · +100 bonus XP

How our financial literacy lessons for kids are built

Each lesson starts with clear learning objectives. After that, an illustrated explanation and an everyday example connect the idea to real life. Then kids practice with a hands-on activity and check what they learned with a short quiz. Finally, a summary recaps the big ideas and links to a related lesson, a game or a worksheet.

Earn XP and badges

Completing lessons, activities and quizzes earns XP. As explorers gain XP, they rise from Cadet to Explorer, Navigator, Commander and finally Master Wealthonaut. XP rewards learning only; it can never be exchanged for money or prizes. Track progress anytime in Mission Control.

For classrooms

In class, teachers can project lessons, print worksheets and assign missions without student accounts. In addition, source notes on complex lessons help educators review the content.

Achievement badges

Badges celebrate learning milestones across the money universe.

  • Banking SpecialistBanking SpecialistPlay Bank Explorer.
  • Business BuilderBusiness BuilderPlay Own a Business.
  • Contract DetectiveContract DetectiveComplete a lesson on Contract Constellation.
  • Crypto NavigatorCrypto NavigatorA lesson completed on Crypto Comet.
  • First Mission CompletedFirst Mission CompletedFinish your very first lesson.
  • Gold ExplorerGold ExplorerA perfect score on any quiz.
  • Legacy KeeperLegacy KeeperTrust lesson finished on Legacy Lagoon.
  • Market NavigatorMarket NavigatorComplete a lesson on Stock Market Station.
  • Money Explorer$Money ExplorerTwo lessons done on Money World.
  • Property PioneerProperty PioneerAny lesson finished on Property Planet.
  • Risk ReadyRisk ReadyThe futures risk lesson, completed.
  • Startup FounderStartup FounderTwo lessons done on Entrepreneurship Earth.
  • Wealthonaut GraduateWealthonaut GraduateSix lessons completed in total.