Skip to main content
Start Exploring

Free money test · ages 4 and up

Money Quiz for Kids

10 quick questions with instant answers and explanations. No sign-up needed.

Goldie, the Wealthonauts money history companion

This money quiz for kids checks what you know about where money came from and how it works today. It has ten short questions about trading, coins, banks, cards and saving. Read each question with a grown-up, pick the best answer and see how many you get right.

Anyone can take it, and it is free. Ages 4 and up is a starting point, so big kids, teens and curious grown-ups are welcome too. If you get 8 or more right, you are a money explorer! If not, Goldie’s book What Is Money, Really? will help you learn the rest.

What this test covers

  • Barter and why trading is tricky
  • What makes something good money
  • Coins, quarters and mint marks
  • Cards and money you can’t see
  • Needs and wants
  • Spending, saving and sharing

How it works: answer all 10 questions, then press “Check my answers.” Get 8 or more right to pass. You’ll see why each answer is right, plus what to read or take next. No sign-up needed, and your answers are not saved.

Take the test

Ages 4 and up — and anyone who wants to learn this.

  1. Question 1 of 10Goldie wants Star Crunch and has a shiny ball. Pip has Star Crunch but wants a kite. Why can't they trade?
  2. Question 2 of 10Why is a banana NOT good money?
  3. Question 3 of 10How many quarters make one dollar?
  4. Question 4 of 10A tiny letter like P or D on a U.S. coin tells you…
  5. Question 5 of 10On the island of Yap, people used something very big as money. What was it?
  6. Question 6 of 10Which one is a NEED, not a want?
  7. Question 7 of 10Goldie splits some coins into three jars. What are the three jobs?
  8. Question 8 of 10When Nova taps a card to pay, what really moves?
  9. Question 9 of 10Long ago, why did people put ridges on the edges of dimes and quarters?
  10. Question 10 of 10What does a credit card do when you pay?

Want to really understand it?

This test is based on What Is Money, Really?, Book 01 of The Wealthonauts Adventures. Ages are a starting point, not a limit: plenty of teens and grown-ups are learning these ideas for the first time. Read the book online, take the matching Wealthonauts course, then come back and test yourself again.

More free tests: see all 12 money tests.