Credit Quest — Personal and Business Credit

Credit Quest — Personal and Business Credit is a credit book for kids and teens ages 10 and up. Captain Coin explains what credit is, how interest works, what credit reports and credit scores measure, and how a business builds credit of its own.

About this credit book for kids and teens

Readers follow a teen from a first borrowed dollar to a starter credit card as an authorized user, then to opening a small business with its own EIN, bank account and supplier accounts. Along the way, they learn why paying on time matters most and why no one can legally erase accurate negative information.

What readers will learn

• Explain credit, interest and APR
• Describe credit reports, credit bureaus and credit scores
• Compare personal credit and business credit
• Recognize personal guarantees and credit-repair scams

The eBook is available now. Buy it below and start reading online right away from your order confirmation or My account → My books. The paperback edition is coming soon; sign up below to hear when it launches. Meanwhile, the free planet page for this topic covers the same ideas with lessons and games.

Every Wealthonauts book is written to be accurate as well as fun, and each one connects to lessons, games and printable activities on this site. As a result, a story at bedtime can turn into a short learning mission the next day.

Using this credit book for kids and teens at home or in class

Read one chapter or spread at a time, then pause and ask what the characters should do next. Afterward, open the matching free lessons below for activities at three age levels. Teachers can pair this credit book for kids and teens with the printable worksheets in the Academy.